Mobile Homes

SWG Mobile Homes

The SWG ELITE – Manufactured/Mobile Home policy provides coverage for mobile or manufactured homeowners. Whether in a mobile home park or on private property, SWG can offer a wide range of coverages catered to your client’s needs.

Homeowners Form

  • Plain language wording
  • Guaranteed replacement cost for homes five years and newer
  • Golf cart liability option
  • Replacement cost coverage available for newer mobiles
  • Deductible options available based on region
  • Liability limits of $1 million with increase to $2 million available based on region
  • Sewer back up included
  • Credit card forgery and counterfeit money with $5,000 limit
  • Home freezer with $2,000 limit
  • Lock replacement or re-setting with $500 limit
  • Accidental death of an insured person from an insured peril on the insured’s premises with a $5,000 limit
  • Schedule options including cameras, jewelry, personal computers, boat & motor floaters

Discounts up to 50% can include

  • Claims-free status (3+ years of continued coverage)
  • Factory-built double-wide (width of 22ft or more)
  • Mature homeowners (55 + years of age)
  • Burglar alarm installed
  • Mortgage-free status
  • New homes (within 10 years or newer)

This program also allows the placement of

  • Renter’s package for tenants occupying a mobile home
  • Mobile homes rented out to others
  • Summer or seasonal mobile homes
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