Inland & Marine Cargo Insurance

SWG Inland & Marine Cargo Insurance

OPTISURE is a Property In-Land Marine Insurance Program by AIG Canada through South Western Insurance Group, covering logging equipment and contractor’s equipment. Since 2016, it has operated as an SWG subsidiary, insuring assets from a single item up to $60–$70 million, including “yellow iron” used in multiple industries. Coverage extends beyond contractors’ equipment and auto physical damage (e.g., log trucks, trailers, low-bed tractors) to include specialized risks like ice and muskeg exposure for remote northern work, and waterborne coastal operations.

Please contact your Optisure representitive for applications

Coverage Highlights

  • Broad form property coverages, including boiler & machinery
  • All risk wording with no minimum premiums
  • Course of construction / Builders risk
  • Motor truck cargo
  • Various industry contractors equipment including logging, forestry, civil works, agriculture, oilfield construction, road construction, ground mining operations, dirt moving, equipment hauling and cranes

Available Extensions

  • Have authority to issue certificates of insurance that include the following: blanket contractual, contingent employers liability, waivers of subrogation, additional insureds (blanket additional insured endorsement required)
  • First party fire fighting expense coverage
  • Lift liability coverage
  • Rental reimbursement
  • Downed timer
  • Hook & lift, towing & riggers extension

We Cover

  • Contractor’s equipment
  • Contractor’s property, including boiler & machinery
  • Motor truck cargo
  • Mining & oil equipment
  • Forestry & agriculture equipment
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