Premises
SWG Premises
SWG ENVIRO – Premises Environmental Liability (PEI) policy addresses the risk of pollution arising at specified premises. Coverage is provided on a claims-made and reported basis. Our Premises Environmental Liability can be customized to include “Insured work” and/or aboveground and underground storage tanks.
Premises Environmental Liability
- Sudden and gradual pollution events
- Broad definition of pollutants including asbestos & mold
- Illicit abandonment of pollutants
- On-site and off-site clean-up costs
- Restoration costs
- Emergency response costs
- Natural resource damages
- Compensation for third party bodily injury and property damage
- Nuisance claims
- Civil fines and penalties
- Punitive damages, where insurable by law
- Legal defense costs
Coverage Enhancements
- Retroactive cover for historic work
- Transported cargo
- Work conducted off-site at third-party facilities
- Waste disposal / Non-owned disposal sites
- Contractual liability e.g., in leases
- Above and underground storage tanks on your premises
We Cover
Includes but is not limited to the list below. Contact us if don’t see what you are looking for.
- Manufacturing
- Automobile repair garage or sales facility
- Petrochemical and chemical
- Pharmaceutical
- Electricity generation, transmission and distribution
- Construction
- Power and water utilities
- Waste management
- Logistics, transportation, and warehousing
- Real estate
- Healthcare – retirement homes, nursing homes, etc.
- Education – childcare, daycare, etc.